Financing Application Tips: What You Should Know

Before you purchase an all-new Kia, knowing what options are available is nice. Understanding payments, Kia leasing options, and car loans can be challenging, but that's why the expert finance team at Hi-Country Kia is ready to assist you. Here are some quick tips every Durango, CO driver and Farmington, NM driver should know before they begin their finance application and vehicle financing.

The Difference Between Car Loans and Leasing

Before you begin counting your paychecks and calculating your car payment, let's discuss your options. Shiprock and Aztec drivers have two choices when purchasing a new vehicle: getting a car loan or leasing the vehicle. Let's go over their differences

Car Loans are great for drivers who want to own their Kia. Some drivers take great pride in owning their vehicle, they get to make any customizations they want, and they can resell the vehicle in the future. Car loans are great options when you understand your specific needs and know what promotions will make your next ride affordable.

Drivers near Bloomfield, NM, who want to lease a vehicle should know one important detail: they do not own the vehicle. Yes, you receive the newest models at a low interest payment, but the vehicle will still belong to Hi-Country Kia. After your contract has finished, you can buy the car from us outright. Leasing is the perfect option for drivers who want to test different vehicles and take the time to find the right car.

Start the Finance Application Process Today

With the global incentives we offer, customizing a car loan or lease to fit your individual situation has never been more straightforward. No matter your credit score, our expert finance team is prepared to find you the best-individualized deal around. Visit us at Hi-Country Kia and begin your fiancé application today.